The invention discloses an electromechanical dual-use handle type core-insert lock body comprising a lock body bottom case and a lock body scaleboard, wherein, a latch bolt component and a dead bolt component are respectively arranged on the lock body bottom case and the lock body scaleboard, a thumb spanner lever capable of unlocking the latch bolt component is pivoted with the lock body bottom case through a pivot, the lock body bottom is provided with a button controlling dead bolt pre-bouncing mechanism and a latch bolt driving dead bolt bouncing out mechanism, a disengaging lever and a dead bolt lever are pivoted with the lock body bottom case through a pivot; one end of the dead bolt lever is in sliding connection with the dead bolt component while the other end can control the disengaging lever and the thumb spanner lever for disengaging when the dead bolt component is unlocked or locked; and an electrical clutch component arranged on the lock body bottom case is connected withthe disengaging lever to control the disengaging lever and the thumb spanner lever for disengaging. When used, the electromechanical dual-use handle type core-insert lock body can realize automatically locking and unlocking of the dead bolt without using a key, which is the essential function of an electronic lock. The electromechanical dual-use handle type core-insert lock body has simple and convenient operation and can remind a master of bringing keys in order to avoid mis-locking.