A therapeutic kit for providing heat to an area of the body is provided. The therapeutic kit may be used to treat a variety of injuries to muscles, ligaments, tendons, etc., including arm, leg, ankle, knee, shoulder, foot, neck, back, elbow, wrist, hand, chest, finger, toe injuries, and so forth. Regardless of its intended use, the therapeutic kit generally employs a pad that receives a thermal insert. The thermal insert includes a substrate containing an exothermic coating that is capable of generating heat in the presence of oxygen and moisture. One particular benefit of the thermal insert of the present invention is that it is disposable. Thus, when the thermal insert exhausts its heat-producing capacity, a new insert may simply be utilized. This allows for the continued use of the extensible material, resulting in substantial cost savings to the consumer.