The invention discloses a fan-coil unit which comprises a cross-flow fan section, a cold/hot coil section and a wind return box section, wherein the cross-flow fan section comprises a cross-flow type fan and a motor arranged on the cross-flow type fan. By adopting the cross-flow type fan to supply air flow and the design of single fan and single motor, the invention avoids the problems of motor energy consumption increase and low motor efficiency occurred when multiple fan motors are adopted. Meanwhile, because the adopted cross-flow fan has low noise relative to the operation of a centrifugal fan, the invention solves the problem of huge noise caused by the adoption of the centrifugal fan when the whole fan-coil unit is operated.