The invention discloses a waterproof heat-preservation composite fabric, comprising a surface layer, an interlayer and an inner layer, wherein a waterproof layer is arranged on the surface layer, the interlayer is made of heat preservation material and is arranged between the surface layer and the inner layer, and a certain space interval is kept. The waterproof heat-preservation composite fabric disclosed by the invention has good air permeability, soft handfeel, comfort in wearing, a good waterproof effect and high heat preservation property and is especially applicable in winter.