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发明公开
CN103903126A 资金快速到账的方法、系统及电信系统、第三方支付系统 有权

资金快速到账的方法、系统及电信系统、第三方支付系统
摘要：
本发明公开了一种资金快速到账的方法，电信系统获取交易流水，在所述交易流水中选择资金未到账的交易项，向第三方支付系统发送所述交易项是否交易成功的查询请求；第三方支付系统根据所述查询请求，确认所述交易项交易成功时，向电信系统返回所述交易项交易成功响应；电信系统根据所述交易项交易成功响应，对所述交易项进行资金到账处理；本发明同时还公开了一种资金快速到账的系统及电信系统、第三方支付系统，通过本发明的方案，能够保障用户通过第三方支付系统电子支付成功后资金及时到账。
摘要（英）：

The invention discloses a method of funds quickly to an account. The method comprises steps: a telecommunication system acquires a transaction flow, a transaction item with funds not to the account is chosen in the transaction flow, and a request for querying whether the transaction is successful is sent to the third party payment system; the third party payment system returns a successful transaction response to the transaction item to the telecommunication system when the successful transaction of the transaction item is determined according to the query request; and the telecommunication system carries out funds to the account processing on the transaction item according to the successful transaction response to the transaction item. The invention also discloses a system for funds quickly to the account, the telecommunication system, and the third party payment system. Thus, funds timely to the account can be ensured when electronic payment of the user is successful via the third party payment system.

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