The invention provides flame-retarding and shading curtain cloth which is excellent in flame-retarding and shading performance, water absorption, water retention and air permeability. The flame-retarding and shading curtain cloth comprises a fabric body woven by outer warps, inner warps and wefts according to a warp backed weave structure. The outer warps are flame-retarding polyester filament yarns with the specifications of 150D/ 36F, the inner warps are hollow filament yarns with the specifications of 180D/ 68F, a plurality of through holes communicated with hollow cavities in the hollow filament yarns are formed in the surfaces of the hollow filament yarns, zeolite particles and CNT master batches are embedded into wall bodies of the hollow filament yarns, the wefts are flame-retarding polyester black silks with the specifications of 150D/ 36F, and thermal storage and insulation micro capsules are embedded in the flame-retarding polyester black silks.