The invention provides a hydrogel microcapsule with a sunscreen effect, and particularly relates to a core-shell microcapsule, wherein the capsule wall is green and semitransparent, the capsule wall material comprises gel materials, a water-soluble film-forming material, natural marennin and glitter powder; the capsule core is white and non-transparent and the core material comprises a grease material and sunscreen components which include fructus galangae extract, astaxanthin or honeysuckle extract; and the hydrogel microcapsule is prepared through a dropping method. The hydrogel microcapsule with the sunscreen effects is beautiful and unique in appearance, high in embedding rate and capable of realizing effective protection on a natural extract sun-screening agent. Moreover, the natural extract sun-screening agent packaged inside the hydrogel microcapsule realizes product safety while bringing good sun-screening effects, does not induce skin diseases, and has good market prospect.