The invention relates to a self-help money-book-contribution terminal system and method. A box body, a base, a displaying operation unit, a book contribution unit, a printing terminal and a money contribution unit are included. The displaying operation unit comprises an electronic touch screen, a PC, a password keyboard and a single chip microcomputer. The book contribution unit comprises a code scanner, a book storing box, a laser sensor, a driving device, a blocking plate, a 90-degree spiral sliding way and a PLC. The money contribution unit comprises a coin inserter, a bill acceptor and a money storing box. The convention that in the past, kind donation needs to be organized by manpower is avoided, a self-help contribution terminal is used, convenience and quickness are achieved, and safety is improved compared with a traditional donation machine and a donation box.