The present invention discloses an intelligent finger ring possessing reminding and display functions and a method of using the intelligent finger ring to monitor a terminal, and relates to the intelligent wearable equipment field. The intelligent finger ring comprises a finger ring body, a functional module arranged in the finger ring body, and a display screen arranged at the outer ring side of the finger ring body. The method comprises a step S1 of establishing the connection of the intelligent finger ring and an intelligent terminal; a step S2 of using the intelligent finger ring to obtain the real-time information on the intelligent terminal, and transmitting the real-time information to a processor; a step S3 of using the processor to process the received real-time information, and then lightening a corresponding icon and/or displaying the corresponding content on the display screen of the intelligent finger ring. According to the present invention, the problem that when the intelligent terminal has an incoming call, a new short message or the social information, users do not hear the reminding sound of the intelligent terminal, so that users do not answer the phone, and check the short message, the E-mail or an instant message is solved.