The invention discloses a safe transfer method and system through fingerprint recognition, and belongs to the field of the communication technology. The method comprises the following steps: S1) after a payment side receives two-dimensional code information sent from a collection side, scanning and recognizing the two-dimensional code information, and carrying out a transfer operation, wherein the two-dimensional code information comprises a bank card account, a bank name, a user name and user fingerprint information; and S2) judging whether the correct user fingerprint information input by the collection side is received or not within set time, if the correct user fingerprint information input by the collection side is not received within the set time, stopping executing transfer, and if the correct user fingerprint information input by the collection side is received within the set time, executing the transfer. Visibly, the transfer can be successful after confirmation is carried out through a fingerprint way, and the safety of user funds is improved. Meanwhile, own information can be packaged and transferred to the user through a two-dimensional code way, so that the user does not need to input character information, and great convenience id brought for the user.