The present invention addresses the problem of providing a fabric that has not only excellent flame retardancy but also excellent stretching properties, as well as a textile product made using this fabric. The means for solving the problem involves obtaining a composite yarn by using spun yarn containing flame-retardant fibers for which the limiting oxygen index as measured by JIS K7201 is 25 or higher, and composite fibers in which two components are bonded together in a side-by-side manner or an eccentric core/sheath manner, and thereafter using this composite yarn to obtain a fabric in which the weight ratio of the flame-retardant fibers is 75 wt% or more with respect to the fabric weight and the weight ratio of the composite fibers is in the range of 5-15 wt% with respect to the fabric weight.