The invention provides a card packaging and delivery intelligent distribution method and system, and the system comprises a data synchronization module, a packaging and delivery intelligent distribution module, and a distribution rule management module. The method comprises the steps: 1), reading business data from the data synchronization module and a packaging and delivery distribution rule from the distribution rule management module through the packaging and delivery intelligent distribution module; 2), generating packaging and delivery data and a packaging and delivery operation specification and form; 3), enabling a worker to complete the packaging and delivery business according to the packaging and delivery operation specification and form. The method achieves the integration of packaging and delivery operation, and enables the personalized demands of a user to be separated to the packaging and delivery distribution rule. The method saves the manpower cost and time cost, achieves real-time synchronization of data, can query the historical information, improves the data analysis capability, achieves the full automation of data collection, data analysis and packaging and delivery form processing, reduces the artificial intervention links, and improves the work efficiency and data accuracy.