A selectable one-way clutch apparatus. The one-way clutch apparatus includes a first plate that has an inner surface that defines at least one compartment. A second plate has a ratchet surface aligned axially adjacent with the inner surface of the first plate and presents a plurality of teeth. Each of the compartments is divided into a strut section, an armature section and a core section. At least one electromagnetic actuator unit is received by the compartment. The electromagnetic actuator unit includes a coil assembly, an armature assembly that has at least one armature finger pivotally moveable in the armature section for movement toward and away from the coil assembly in response to the coil assembly being energized, and at least one strut that is pivotally moveable in the strut section for moving in response to engagement by the armature finger between a locked position and a released position.