The invention relates to an IC card identification system. The system comprises a terminal, a server side and an IC card reading-writing control module, wherein the server side is connected with the IC card reading-writing control module; a client transmits reading-writing operations for processing an IC card to the server side; the server side controls the client to process operations of the IC card according to the IC card reading-writing control module, performs bidirectional authentication, judges the validity of the IC card, performs decryption through the IC card reading-writing control module to obtain information of the IC card, and transmits a validity result to the client; the client prompts a user to compare the consistency between received information and card face printing information of the IC card after the information is received; the server side can also request to transmit printing information of the IC card and fingerprint information input by the client; and a server compares electronic information and the printing information stored in the IC card with fingerprint information of a card holder in order to judge the validity of the IC card and the card holder. Through adoption of the IC card identification system, online verification of the IC card through an intelligent terminal can be realized.