Disclosed is an application method for intelligent meter field operation and business centralized monitoring based on cloud technology. The method comprises the following steps: configuring a handheld terminal that is provided with a security module, a downlink communication interface, an uplink communication interface and an information collection module; configuring a mobile cloud server where a background system is operated to enable user information synchronization; in the operation field, connecting the handheld terminal to the mobile cloud server through a mobile network; and in the operation field, utilizing the handheld terminal to position and check meter records to enable business setting. The method greatly reduces labor intensity of detection personnel, improves installing and replacing efficiency of intelligent meters, reduces installing and replacing cost of the intelligent meters, enables real-time on-line and centralized monitoring of the intelligent meters, and improves filed user service quality and scope. The method greatly improves efficiency of the service side and experience of the user side.