The present invention discloses an application identification method of short message verification codes and an application identification terminal of short message verification codes. The method comprises the steps of determining a short message as a verification short message according to the preset keywords contained in the information content of the received short message; inquiring a corresponding enterprise account and an application program identifier of the enterprise account in a cloud server by the sending party number of the verification short message; when a local terminal does not have an application program corresponding to the application program identifier, sending out the first risk prompt, thereby avoiding the situation that users input the verification codes of the verification short messages in other application programs. According to the present invention, the security vulnerability of a short message verification code authentication mode can be made up, and the information leakage of the users is avoided.