The invention discloses an interactive wealth planning consultation robot system. After the identity information of a customer is validated, a human living body identity authentication module is started, a wealth planning consultation system is started after identity authentication is successful, the wealth planning consultation system provides a set of complete and detailed wealth planning investment proposals for the customer, the web link of the completed wealth planning investment proposals is sent to the mobile phone terminal of the customer through SMS, WeChat or e-mail, and the investment can be directly completed after the customer clicks the web link of the SMS, WeChat or e-mail. Compared with the prior art, a variety of biological characteristics are integrated in the human living body identity authentication, the customer and intelligent living body identity and emotion states are verified at the same, the system is safe and reliable, wealth planning consultation service is provided for the customer, a lot of manpower and resources are saved, and the system is convenient for popularization and application.