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发明公开
CN106875187A 一种多因子互联网支付安全方法及系统 无效 - 驳回

一种多因子互联网支付安全方法及系统
摘要：
本发明公开了一种多因子互联网支付安全方法，包括接收用户选择的至少一种支付认证方式信息；判断用户选择的支付认证方式是否全部正确；当支付认证方式全部正确，用户输入的与选取的支付认证方式相对应的支付验证信息；判断输入的支付验证信息是否全部正确；当支付验证信息全部正确，确定支付成功；当支付认证方式存在错误或所述支付验证信息存在错误，则确定支付失败。本发明提供的多因子互联网支付安全方法，通过用户从多种支付方式中选择正确的支付方式，并输入正确的验证信息的方式的实现支付安全的，增加了选择支付方式的步骤，由于不同用户选择的支付方式不同，因此存在多组认证方式与验证信息的组合，多重认证因素提高了系统的安全性。
摘要（英）：

The invention discloses a multifactorial Internet payment security method. The method includes receiving the information of at least one payment authentication mode selected by a user; determining whether the payment authentication modes selected by the user are correct; when all of the payment authentication modes are correct, inputting the payment verification information corresponding to the selected payment authentication modes by the user; determining whether all of the input payment verification information is correct; determining that the payment is successful when all of the payment verification information is correct; and determining that the payment is failed when the payment authentication modes have faults or the payment verification information has faults. According to the multifactorial Internet payment security method, the user can select a correct payment mode from the multiple payment modes and inputs the correct verification information to realize the secure payment, and a step of selecting the payment mode is added, and because different users select different payment modes, the combination of the multiple authentication modes and the verification information exist and the system security is improved by the multiple authentication factors.

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