The invention relates to a risk monitoring method and device, a storage medium and a computer apparatus. The method comprises the steps of: acquiring business data of financial management programs of multiple platforms periodically; according to the business data of the financial management programs of the platforms, determining risk monitoring program values corresponding to the financial management programs separately; according to the relationship between the risk monitoring program values corresponding to the financial management programs and a preset threshold value, determining risk alarm states corresponding to the financial management programs; generating risk monitoring reports according to the risk alarm states corresponding to the financial management programs. Thus, users can master risk evaluation data of platforms and financial management programs directly and comprehensively.