The invention discloses a cold-rolled steel plate for electrogalvanizing with a yield strength of not lower than 350 MPa and a production method. The cold-rolled steel plate comprises the following chemical components in percentage by weight: 0.10-0.16% of C, Si not more than 0.030%, 0.9-1.1% of Mn, P not more than 0.015%, S not more than 0.010%, 0.020-0.060% of Al, 0.025-0.045% of Ti, N not more than 0.0050%, and the balance of iron and inevitable impurities. The production method comprises the steps of: molten iron pretreatment-converter smelting-alloy fine adjustment-RH furnace refining-continuous casting-hot rolling-acid washing-cold rolling-electrolytic degreasing-cover annealing-leveling. In the cold-rolled steel plate produced by the method, the yield strength is not less than 350 MPa, the tensile strength is not less than 450 MPa, the A50 ductivity is not less than 30%, the excellent plate shape and surface quality are achieved, the surface quality level is above FC; and the electrogalvanizing and subsequent passivation fingerprint resisting treatment requirements can be met.