The invention discloses a driving behavior monitoring method, a storage medium and a vehicle-mounted terminal. The method includes the steps of collecting travelling data of a vehicle in real time, processing and analyzing the travelling data, and outputting an analysis result about whether or not violation operation exists in current driving behavior; if yes, automatically starting the violationreminding function of the vehicle-mounted terminal, and automatically generating the detail list of the violation operation and the grade of the driving behavior; sending the detail list of the violation operation and the grade of the driving behavior to a preset mobile terminal, and controlling to conduct display and voice prompts on the mobile terminal. According to the method, by monitoring theuser' driving behavior, the violation operation of the driving behavior is judged in time and prompted so that the user can know his own violation operation behavior in time, and therefore the occurrence of accidents is avoided. Moreover, by outputting the detail list of the violation operation and the grade of the driving behavior, it is convenient for the user to check the deficiencies of his driving, which contributes to forming of the user' safe driving habit.