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发明公开
CN107833030A 一种基于银行缓存账户的划账方法及装置 无效 - 驳回

一种基于银行缓存账户的划账方法及装置
摘要：
本发明实施例中公开了一种基于银行缓存账户的划账方法及装置，获取各个第三方公司的非在途成功交易信息；识别所述非在途成功交易信息中的第三方公司标识信息；根据所述第三方公司标识信息，将所述非在途成功交易信息划分为多组；划分后的每组非在途成功交易信息分别与一个第三方公司标识信息相对应；不同组的非在途成功交易信息对应的第三方公司标识信息不同；对每组非在途成功交易信息进行轧差处理，得到每个第三方公司的轧差统计信息；根据所述轧差统计信息，从每个第三方公司的总行缓存账户进行划账处理。基于第三方公司的维度对所有的非在途成功交易信息进行分组，将每家第三方公司的所有交易合并成一笔交易，能够提高划账效率。
摘要（英）：

The embodiment of the invention discloses a remitting method and device based on bank cache accounts. The method comprises obtaining the non-in-transit successful transaction information of each third-party company; identifying the third-party company identification information in the non-in-transit successful transaction information; dividing the non-in-transit successful transaction informationinto groups according to the third-party company identification information, wherein each divided group of non-in-transit successful transaction information corresponds to one piece of third-party company identification information and different groups of non-in-transit successful transaction information correspond to different third-party company identification information; subjecting each groupof non-in-transit successful transaction information to netting to obtain the netting statistical data of each third-party company; according to the netting statistical data, remitting from the head office cache account of each third-party company. It may improve remitting efficiency to group all the non-in-transit successful transaction information based on the dimensions of the third-party company and to merge all transactions of each third-party company into one transaction.

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