Disclosed in the present application are a method and an apparatus for generating no claims based discount data, relating to the technical field of data processing; as there is currently an excessively large number of insurance applicants, calculating renewal premium discounts for insured people with no claims consumes a large amount of labour costs and increases the likelihood of calculation error, causing the problem of the low efficiency of calculating discount data, and affecting the insurance renewal status of clients. The main technical solution comprises: acquiring the policy information and the year to be insured of an insurance policy of an insured person, the policy information comprising the insured product of the insured person with no claims and a standard premium for the insured product; on the basis of the policy information, the year to be insured, and a discount premium calculation policy, generating discount data. The present invention is mainly used for generating no claims based discount data. The present invention is mainly used for generating no claims based discount data.