The invention discloses a credit investigation business query method. The credit investigation business query method comprises the steps of receiving credit investigation business query requests, anddetermining priorities of the credit investigation business query requests; according to a quantity of the credit investigation business query requests, configuring system resources of each query queue based on a preset rule, and according to the priorities of the credit investigation business query requests, distributing the credit investigation business query requests to the query queue after system resource configuration; and through a preset credit investigation source, querying credit investigation reports corresponding to the credit investigation business query requests in each query queue. The invention furthermore discloses a credit investigation business query apparatus and a computer readable storage medium. System resources corresponding to query queues can be configured dynamically in real time according to the quantity and priorities of the credit investigation business query requests, so that the utilization rate of the system resources can be increased and the credit investigation business query efficiency is improved.