The invention is suitable for the field of photovoltaic power generation technology, and provides a distributed photovoltaic power generating grid-connecting planning method and terminal equipment. The method comprises the steps of establishing a photovoltaic probability model and a load probability model; calculating an initial time sequence sample of each preset time period according to median Latin hypercube sampling, the photovoltaic probability model and the load probability model; calculating power distribution network node voltage probability distribution according to a multiple-integration approximation method, a Gram-Charlier grade number, a probability trend equation and the initial time sequence sample; and establishing a photovoltaic grid-connecting opportunity restraining planning model according to the power distribution network node voltage probability distribution. The distributed photovoltaic power generating grid-connecting planning method and the terminal equipment have advantages of improving distributed photovoltaic permeability, reducing integrated economic cost in a long-term planning process of the power distribution network, and improving voltage level in ashort-period operation process of the power distribution network.