The invention relates to an apparatus for determining concentration of a driver, a system having the same, and a method thereof. The apparatus for determining a concentration of a driver includes: a region-of-interest definition processor configured to define a region-of-interest based on traffic-related information on front image information of a vehicle running; a driver eye-gaze detection processor configured to detect a plurality of eye-gaze points from driver image information of a driver in accordance with an eye-gaze movement of the driver; a driver concentration information calculationprocessor configured to calculate concentration information of each of the eye-gaze points; an image coordinate system processor configured to convert the region-of-interest to an image coordinate system and convert positions of the eye-gaze points to the image coordinate system; and a concentration determination processor configured to determine a concentration of the driver on the image coordinate system based on the concentration information.