The invention discloses a zero-carbon energy-saving underground heat supplying-refrigeration system. The zero-carbon energy-saving underground heat supplying-refrigeration system comprises a ground heat supplying-refrigeration system, a solar heat collector, a heat storage system, a cold collector and a cold storage system; a cold storage is internally provided with a low-temperature resisting pipeline and a cold storage medium, and a heat storage is internally provided with a high-temperature resisting pipeline and a heat storage medium; the ground heat supplying-refrigeration system and thesolar heat collector form a circulating pipeline, the low-temperature resisting pipeline and the ground heat supplying-refrigeration system form a circulating pipeline, the high-temperature resistingpipeline and the ground heat supplying-refrigeration system form a circulating pipeline, the solar heat collector and the high-temperature resisting pipeline form a circulating pipeline, the cold collector and the low-temperature resisting pipeline form a circulating pipeline, and the cold collector and the ground heat supplying-refrigeration system form a circulating pipeline; and electric energyneeded by the system is supplied by a solar photovoltaic panel. According to the zero-carbon energy-saving underground heat supplying-refrigeration system, greenhouse gas emission and the inducementwhich is likely to cause fog haze weather do not occur, and the technical effects of heating and refrigeration with zero carbon emission, environmental protection and energy conservation are achieved.