The invention discloses an electric charge collection and account data rule optimization method. Firstly, small user and large user collection and account output rule analysis is carried out; data analysis is used for completely mastering the condition of acquisition account failure; On the basis, rules for normalized control and optimization of the acquired data are added, so that management andbusiness personnel can conveniently optimize the acquired account failure data in time, the actual business problem is improved, and the analysis capability and the business management capability of the user for acquiring the account abnormality are effectively improved.