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发明公开
CN110060048A 免读卡交易系统及操作免读卡交易系统的方法 审中-实审

免读卡交易系统及操作免读卡交易系统的方法
摘要：
本发明提供一种免读卡交易系统及操作免读卡交易系统的方法。该免读卡交易系统包括交易控制装置、中介服务器及收单服务器。交易控制装置扫取条码以取得交易信息及中介服务器网址，并根据交易信息发送连接讯息至中介服务器网址。中介服务器接收连接讯息以建立与交易控制装置的连接，通过连接取得交易控制装置的交易代码及交易金额，并根据交易代码及交易金额发送交易讯息。收单服务器接收交易讯息以建立与中介服务器的连接，并在交易代码验证完成后，根据交易讯息产生交易确认讯息至中介服务器。本发明可以利用中介服务器取代读卡机，让商家在无需额外设置读卡机的情况下，仍然能够提供移动支付的服务，达到简化硬体设备，增加服务弹性的功效。
摘要（英）：

A card not present transaction system includes a transaction control device for scanning a barcode to obtain transaction information and an address of a middleware and to send a connection message tothe address of the middleware according to the transaction information, the middleware for establishing a connection with a transaction control device according to the connection message received, toobtain a transaction token and a transaction amount from the transaction control device through the connection and to send a transaction message according to the transaction token and the transactionamount, and an acquirer server for receiving the transaction message to establish a connection with the middleware and to generate a transaction confirmation message to the middleware according to thetransaction message after verifying the transaction token. The invention can replace the card reader by the intermediary server, so that the merchant can still provide mobile payment service withoutadditional card reader, so as to simplify hardware equipment and increase service flexibility.

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