The invention provides an operation process optimized information recommendation method and device, a computer device and a storage medium. The operation process optimized information recommendation method comprises the steps of receiving a to-be-examined insurance company selected by a registered user on a terminal; sending the electronic test paper of the insurance agent qualification examination of the to-be-examined insurance company to the terminal for the registered user to perform the insurance agent qualification examination; monitoring whether the current user located at the terminalfor qualification examination is matched with the pre-acquired personal head portrait of the registered user in real time; if yes, judging whether the registered user passes the qualification assessment of the to-be-insured agent or not; if yes, marking the insurance company to be examined passing the qualification examination of the insurance agent as a target insurance company, and signing a registration user as an insurance agent of the target insurance company; authorizing the subscribed insurance agent to serve as an insurance product of the target insurance company; and sending the insurance product to the terminal of the insurance agent. Insurance products of multiple insurance companies can be issued, client selection is facilitated, and the operation process is optimized.