The utility model discloses a card reading digital cordless telephone, relates to a telephone, and particularly provides a card reading digital cordless telephone. The card reading digital cordless telephone can not only serve as a pay telephone and a user interface management and encryption system, but also intelligentize the pay telephone into the card reading digital cordless telephone. The card reading digital cordless telephone is provided with a digital enhanced wireless communication circuit, a hook switch detection circuit, a dual-tone detection circuit, a magnetic card reading circuit, a liquid crystal display circuit, a tone frequency power amplifier circuit, a master control circuit, and a power supply circuit, wherein the digital enhanced wireless communication circuit, the hook switch detection circuit, the dual-tone detection circuit and the magnetic card reading circuit are connected with the master control circuit; the digital enhanced wireless communication circuit is used for receiving, sending, and decoding digital enhanced wireless communication telephone system signals; the hook switch detection circuit is used for detecting the state of a fixed telephone; the dual-tone detection circuit is used for detecting dual-tone signals during communication; the magnetic card reading circuit is used for reading data of a magnetic card; the input end of the tone frequency power amplifier circuit is connected to the master control circuit; and the output end thereof is connected with a loudspeaker.