The utility model relates to a non-contact type financial IC (integrated circuit) card reading and transferring charger and belongs to a payment device used in the financial industry. In order to directly receive money, a credit-card consumption receiving side inlays a microprocessor in a box body, the microprocessor is respectively communicated with a displayer module, a card reading IC card reading and writing module, a buzzer module, a printing module, a key module and a power source supply module, and is communicated with a charging IC card reading and writing module, and a display screen, a card reading sensing area, a buzzer, a printer paper outlet are arranged on the outer straight side of an L-shaped box seat, an L-shaped box cover is provided with number keys and function keys, the right side of the box body is provided with a card slot, power supply jacks, signal output jacks and a data line slot. When a payer IC card is read successfully in the sensing area, money can be transferred into a receiver IC card in the card slot. The non-contact type financial IC card reading and transferring charger can be arranged on an automatic vending machine and can pay and charge by Internetbank in a network system through a data line, and application range is broadened.