A tab terminal comprises an inner contact body (4) and an outer spring body (6) having a locking lance (50). The outer body (6) is mounted over the inner body in a vertical direction, whereby inwardly bent tabs (26) of the inner contact body receive a side wall (48) of the outer body, the other side wall (46) of the outer body having a clinching tab (60) that engages in a cutout (40) of the inner contact body. The latter enables a very simple assembly procedure that reduces assembly time, tool complication, and therefore production costs.