An image forming method using a photothermographic material including, on at least one side of a support, an image forming layer containing at least a photosensitive silver halide, a first non-photosensitive organic silver salt, a reducing agent, and a binder, and at least one non-photosensitive layer disposed on the same side as the image forming layer and farther from the support than the image forming layer, wherein the non-photosensitive layer contains a second organic silver salt which is different from the first non-photosensitive organic silver salt, and the photothermographic material is thermally developed for 3 seconds to 20 seconds after imagewise exposure. An image forming method with excellent resistance to stain before exposure, raw stock storability, and resistance to defects after processing is provided.