In one embodiment, a processor comprises: a first logic to receive a random number associated with a user of a first computing system, generate a first pseudo random number seed based on the random number, the first pseudo random number seed associated with a first account of the user, and generate a sequence of pseudo random number seeds based on the first pseudo random number seed, where a first leaf of the sequence of pseudo random number seeds comprises a one time value associated with the first account; and a communication logic to communicate the one time value to a second computing system associated with a merchant, where a credit entity is to authorize a transaction occurring at a first time quantum based at least in part on the one time value. Other embodiments are described and claimed.