Example embodiments relate to a policy service employed to perform operations to: generate and maintain a data-set that comprises at least a column and a row that intersect at a cell; assign an access policy to a row or column of the data-set, wherein the access policy is defined by one or more access credentials required to receive access the cell that intersect with the row or column; receive a request to read the data-set from a user account, wherein the user account has an associated credential; filter the cell that intersects with the row or column of the data-set based on the access policy and the credential of the user account, in response to receiving the request from the user account; and provide the user account with access to the filtered data-set.