A user terminal has a control section that makes a determination of at least one of a band of monitoring for at least one of a reference signal and a downlink control channel, and operation of the monitoring, in a frequency band to which sensing of a channel is applied, based on at least one of notified configuration information and reported capability information, and a receiving section that performs the monitoring according to the determination. According to one aspect of the present disclosure, it is possible to perform proper communication in an unlicensed band.