The provided are a digital currency payment method and apparatus, and relates to the field of computer technology. A specific implementation of the method includes: determining, by a payment device, transaction information of a current digital currency transaction based on an instruction sent by a collection device; invoking the transaction information through a local security chip, and sending the transaction information to the collection device for verification, where the transaction information includes a digital currency or identification information, and the identification information is used for identifying a wallet account or digital currency of the payment device; and updating, by the payment device, a digital currency balance after determining that the transaction information passes the verification.