The provided are a method, terminal, and system for updating a digital currency wallet, and relates to the field of computer technology. A specific implementation of the method includes: sending, based on user trigger, a query request about whether the digital currency wallet needs to be updated to a trusted platform; receiving a query result returned by the trusted platform; in the case that the query result indicates that the digital currency wallet needs to be updated, withdrawing a digital currency from the digital currency wallet, synchronizing offline transaction data of the digital currency wallet, and sending an update request to the trusted platform; receiving a target update instruction sent by the trusted platform, wherein the target update instruction indicates account data corresponding to the digital currency wallet; and updating the digital currency wallet based on the account data indicated by the target update instruction. This implementation avoids losses of the digital currency during the update process, and the account data of the updated digital currency wallet remains unchanged, thereby improving user experience.