To properly consider the QCL assumption about SSBs in an NR-U carrier, a user terminal according to one aspect of the present disclosure is characterized by having a receiving section that receives a Synchronization Signal Block (SSB), and a control section which acquires an effective SSB index based on a demodulation reference signal (DeModulation Reference Signal (DMRS)) of a broadcast channel (Physical Broadcast Channel (PBCH)) included in the SSB, and from a payload of the PBCH, acquires at least one of information on the number of effective SSB indexes to be transmitted and a start location index of an SSB burst including the SSB within a Discovery Reference Signal (DRS) transmission window.