本发明提供用于借由一电子设备之一安全组件安全地进行在线支付之系统、方法及电脑可读媒体。在一实例实施例中，一种方法尤其包括在一电子设备处进行以下操作：产生包括支付卡数据之第一数据；借由用一第一密钥加密该第一数据及商家信息来产生第二数据；将该产生之第二数据传输至一商业实体子系统；接收第三数据，该第三数据报括用与该商家信息相关联之一第二密钥加密的该第一数据；及将该接收之第三数据传输至与该商家信息相关联之一商家子系统，其中该第一密钥不可由该商家子系统存取，且其中该第二密钥不可由该电子设备存取。亦提供额外实施例。

Systems, methods, and computer-readable media for securely conducting online payments with a secure element of an electronic device are provided. In one example embodiment, a method includes, inter alia, at an electronic device, generating first data that includes payment card data, generating second data by encrypting the first data and merchant information with a first key, transmitting to a commercial entity subsystem the generated second data, receiving third data that includes the first data encrypted with a second key that is associated with the merchant information, and transmitting the received third data to a merchant subsystem that is associated with the merchant information, where the first key is not accessible to the merchant subsystem, and where the second key is not accessible to the electronic device. Additional embodiments are also provided.