A multi-point seat belt safety apparatus and system and device that automatically moves, adjusts, or otherwise corrects itself around one or more webbing deflection points, and utilizes different components, to accommodate seat occupants with different sizes and ages. In particular, when an occupant extends the webbing across their torso towards an anchor point, generally disposed to the near the side of their waist, the webbing first contacts the torso/shoulder of the occupant at a particular distance above the seat, which is reflective of the occupant's height, causing the webbing to automatically move along a length of a deflection element, positioned at, above, or near the shoulder of the seat occupant, to an appropriate deflection point. At such, the webbing is kept at a proper location, away from the neck of the occupant.