发明授权
- 专利标题: Driver identification for trips associated with anonymous vehicle telematics data
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申请号: US15010381申请日: 2016-01-29
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公开(公告)号: US10115246B1公开(公告)日: 2018-10-30
- 发明人: Meghan Sims Goldfarb , Scott Thomas Christensen , Taylor Michael Thiel , Anuj Dahiya
- 申请人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 申请人地址: US IL Bloomington
- 专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人地址: US IL Bloomington
- 代理机构: Marshall, Gerstein & Borun LLP
- 代理商 Randall G. Rueth
- 主分类号: G07C5/02
- IPC分类号: G07C5/02 ; G06Q40/08 ; G01S19/42
摘要:
A method for attributing vehicle telematics data to individuals may include receiving vehicle telematics data collected by a data collection device during a plurality of trips. Subsets of the vehicle telematics data may correspond to different trips, and may be used to generate respective metric sets. Each metric set may include one or more metrics each indicative of a different driving behavior or a different feature of a driving environment. The method may also include retrieving, from a policy database, policy information pertaining to an insurance policy associated with the data collection device, and determining, based upon the policy information, a number of disclosed drivers associated with the insurance policy. A statistical analysis may be performed on the metric sets, and, based upon the results, at least some of the metrics and/or at least some of the subsets of vehicle telematics data may be assigned to the disclosed drivers.
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