- 专利标题: Systems and computer-implemented processes for analyzing and determining the value of switching accounts
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申请号: US13969891申请日: 2013-08-19
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公开(公告)号: US10325311B2公开(公告)日: 2019-06-18
- 发明人: Scott L. Zimmer , Gagan Kanjlia , Vishal Puri , Michael B. Kiernan , Matthew H. Purdin , Rabin Bhattacharya , Jay F. Pober
- 申请人: Capital One Financial Corporation
- 申请人地址: US VA McLean
- 专利权人: CAPITAL ONE FINANCIAL CORPORATION
- 当前专利权人: CAPITAL ONE FINANCIAL CORPORATION
- 当前专利权人地址: US VA McLean
- 代理机构: Finnegan, Henderson, Farabow, Garrett & Dunner, L.L.P.
- 主分类号: G06Q30/00
- IPC分类号: G06Q30/00 ; G06Q40/02 ; G06Q20/10 ; G06Q20/22 ; G06Q20/40
摘要:
The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.
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