A mobile terminal includes a memory device that is configured to store a plurality of payment methods, a communication unit that is configured to receive network identification information from an accessed communication network, and a controller. The controller is configured to identify, from the received network identification information, a country where the mobile terminal is located based on a communication network identified from the network identification information being a visited network, and output at least one of the plurality of payment methods as an available payment method, the at least one of the plurality of payment methods having a same brand as a card association brand that is accepted in the identified country.