- 专利标题: Systems and methods for financial operations performed at a contactless ATM
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申请号: US15351767申请日: 2016-11-15
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公开(公告)号: US10535047B1公开(公告)日: 2020-01-14
- 发明人: Michael R. Thomas , Jerome Rhodes , Hemesh Yadav , Steven E. Puffer
- 申请人: Wells Fargo Bank, N.A.
- 申请人地址: US CA San Francisco
- 专利权人: Wells Fargo Bank N.A.
- 当前专利权人: Wells Fargo Bank N.A.
- 当前专利权人地址: US CA San Francisco
- 代理机构: Foley & Lardner LLP
- 主分类号: G06Q20/10
- IPC分类号: G06Q20/10 ; G06Q20/40 ; G06Q20/36
摘要:
Methods and systems for completing financial operations via a contactless automated teller machine are disclosed. A financial institution computing system includes a network interface circuit exchanging information over a network, a customer database retrievably storing financial information relating to a plurality of customers, and a data exchange circuit. The data exchange circuit receives a financial operation request. The financial operation request is generated by an automated teller machine in response to a payment token received from a mobile wallet circuit on a mobile device. The data exchange circuit authorizes the financial operation request based on information in the customer database.
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