Disclosed herein are a terminal apparatus, a server apparatus, and a method for FIDO universal authentication using a blockchain. The method includes sending, by the terminal apparatus, a FIDO service request for any one of FIDO registration, FIDO authentication, and FIDO deregistration for an application service provided by the server apparatus to the server apparatus; verifying, by the blockchain, a FIDO service response message, which is created as a result of local authentication of a user in the terminal apparatus in response to the FIDO service request; and processing, by the server apparatus, the FIDO service request based on whether the FIDO service response message is successfully verified by the blockchain.