- 专利标题: Financial management system and method with retirement planning
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申请号: US13612720申请日: 2012-09-12
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公开(公告)号: US10810660B1公开(公告)日: 2020-10-20
- 发明人: Andrew J. Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
- 申请人: Andrew J. Diggdon , John Maher , Karen Lynne Moore , Yon Wing Lee , Brian Paul McMahon
- 申请人地址: US CA San Francisco
- 专利权人: WELLS FARGO BANK, N.A.
- 当前专利权人: WELLS FARGO BANK, N.A.
- 当前专利权人地址: US CA San Francisco
- 代理机构: Foley & Lardner LLP
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00 ; G06Q20/00 ; G06Q20/08 ; G06Q20/10
摘要:
A computer-implemented data processing system includes a data storage system, and a processor and program logic stored in memory and executable by the processor. The program logic includes logic configured to manage accounts respectively associated with a plurality of users, process transactions for the accounts and store account data related to the accounts in the data storage device, access the account data stored in the storage device and determine projected retirement spending amounts for a user based on account data associated with the user, determine a projected required savings amount based on the projected retirement spending amounts, and establish a connection with one of the users and provide the user with a user interface, the user interface including retirement planning data, the retirement planning data including an indication of the user's progress in accumulating the projected required savings amount.