Invention Grant
- Patent Title: Data transfer control based on connected device usage analysis
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Application No.: US15286094Application Date: 2016-10-05
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Publication No.: US10853774B2Publication Date: 2020-12-01
- Inventor: Garima Aggarwal , Jonathan K. Barnett , Roisin Lara Fritz , Robert Kyle Miller , Paul Mon-Wah Chan , John Jong-Suk Lee , Orin DelVecchio
- Applicant: The Toronto-Dominion Bank
- Applicant Address: CA Toronto
- Assignee: The Toronto-Dominion Bank
- Current Assignee: The Toronto-Dominion Bank
- Current Assignee Address: CA Toronto
- Agency: Fish & Richardson P.C.
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q20/10 ; G06Q20/08 ; G06Q20/14 ; G06Q20/40

Abstract:
The present disclosure involves systems, software, and computer-implemented methods for implementing a data transfer control based on information received from connected devices. In one instance, operations include loading an expected usage amount for a group of connected devices. Signals representing actual usage amounts associated with the group are received from at least device in the group. The actual usage amounts can be compared to the expected usage amount. An authorization of at least one payment-related action associated with the at least one group of connected devices is automatically transmitted to a payment system in response to determining that the usage amount is less than or equal to the expected amount, and at least one instruction to perform a corrective action associated with the group is automatically transmitted to at least one connected device of the group in response to determining that the actual amount exceeds the expected amount.
Public/Granted literature
- US20170124541A1 Data Transfer Control Based on Connected Device Usage Analysis Public/Granted day:2017-05-04
Information query