An electronic device is provided. The electronic device includes a housing, a touch screen display, an antenna, a wireless communication circuit, a sensor, a processor, and a memory electrically, wherein, based on instructions stored in the memory, the processor is configured to collect data indicating a location of the electronic device using one of the wireless communication circuit and the sensor, temporarily store the data in the memory, while directly establishing a wireless connection with an external electronic device, transmit payment-related information to the external electronic device using the wireless communication circuit, receive or acquire information of a POI which is associated with the payment-related information and is located within a predetermined range from a payment generation location through the wireless communication circuit, and transmit, to an external server through the wireless communication circuit, a portion of the stored data and the POI information either before or after transmitting the payment-related information.